Stages
Do you have clarity on what you actually want? Most people don't — and they keep making moves anyway. Stages is a small, intentional community for people at or near financial independence: Deploy and Free stage operators figuring out which game they're actually playing, and whether it's still the right one.
Apply to the Founder CohortThe problem
Five years from now, where will you be? Most people can't answer that with specificity. They're playing the previous stage's game into the next stage's life — Build playbooks when they're already Free, accumulation strategies when they should be Stewarding, Deploy-level advice when they're still building income.
The cost isn't financial. It's years spent climbing the wrong ladder, optimizing for outcomes that no longer match who you've become.
The vision
Imagine knowing exactly which stage you're in, which freedom is your real bottleneck, and which game you should actually be playing.
Imagine a small group of peers doing the same work — naming where they are, getting clear on what's next, holding each other to clarity instead of urgency.
That's Stages.
The Framework
The hardest mistake to spot is playing the previous stage's playbook in the next stage's game.
Building earning power
Dominant question
How do I increase income and route the first dollars?
Trap
Lifestyle inflation outpaces income growth.
Accumulating surplus
Dominant question
Am I actually deploying what I save?
Trap
Over-saving in cash; analysis paralysis on first investments.
Capital working, complexity emerging
Dominant question
Am I tax-efficient and structurally sound?
Trap
Over-leverage, concentration, complexity for its own sake.
Cash flow covers life
Dominant question
How much is enough?
Trap
Still playing the Build game after you've won it.
Wealth has its own gravity
Dominant question
How does this persist beyond me?
Trap
Structure-shopping; family office before warranted.
The Community
Capped by design — starting with 15 founder members. Small enough that you know everyone's situation. Priced to stay that way.
01
Stages is capped — small enough that you recognize names, large enough that the conversation never dries up. Every member declares their current stage on entry, so when someone responds to you, you know what altitude they're answering from. No anonymous advice. No "guru" voices. Just operators naming where they actually are.
02
The core ritual is simple. Post the real question you're sitting with — the one you'd usually only say out loud to a spouse or a therapist. Responses come back from members across stages, each calibrated to where they are. Not advice columns. Not threads that die at three replies. Specific, peer-tested, sometimes uncomfortable answers from people who've either lived your question or are living theirs.
An example of an Open Question and response
Open Question — Deploy stage
Portfolio is in good shape. Cash flow covers life with a comfortable margin. My wife has been asking me to slow down for two years and I keep saying "one more year." How do I know if I'm being prudent, or just hedging?
Response — Free stage
Two questions back at you. First: what does "one more year" actually buy that the next year wouldn't? Try to draw the math on a napkin. When I was sitting where you are, the honest answer wasn't "safety" — it was "comfort." The math was already done. Second: have you and your wife written down what enough is, in dollars, in one document you both signed? I avoided that for three years. It's the cheapest unlock I've ever bought.
Illustrative example. Real member exchanges fill this space as the community comes online.
03
Most communities sort by net worth or by job title. Stages sorts by the question you're wrestling with — so a Free-stage member answers a Build-stage question with the perspective of someone who already crossed that bridge, and a Launch-stage member sees the next ten years before they walk into them. Wisdom flows backward as easily as forward.
04
Monthly conversations are forming with the founder cohort — not lectures, not webinars. Topic-anchored, peer-led, recorded for anyone who can't make it live. Cadence and format are co-designed with founders rather than pre-baked, because the community decides what's worth showing up for.
05
Real relationships happen in real rooms. We're planning small, low-pressure gatherings — dinner with friends, not a conference. Format and locations shaped by founders. The goal is a room you'd actually want to be in for three hours, with people whose questions you already know.
06
The 5-stage framework is the shared language of the room — short on the page, deep inside Circle. Members get the full printable Stages book and the 150-cell framework library, which expand as the community grows. The framework is the lens; the conversation is the value.
Who's behind this
Stages comes out of my own path through these games — including the years I spent running the previous stage's playbook well after it had stopped being the right one. Nobody told me the game had changed. That's the problem this community exists to solve.
The framework started as notes for myself: a way to name which game I was actually in, what the dominant question really was, and what to stop doing. I'm sharing it as a working draft, not a doctrine — the founder cohort pressure-tests and sharpens it with me.
For the record: I'm in the Free stage, working on finishing it well, with Steward on the horizon — not under my feet. That's the point of this room: nobody here claims the summit, including me. I'm in the conversation every week, and I review every application personally.
Membership
This is a small room with a hard cap — not a course, not a feed. 15 people, direct access, cross-stage conversation. First 15 members lock their rate for life.
Locked for life
Billed annually — $999 / yr
2 months free vs. monthly
Or $99 / mo billed monthly
Apply to the Founder CohortAfter Founder closes
Billed annually — $1,490 / yr
2 months free vs. monthly
Or $149 / mo billed monthly
Founder rate is locked for life with continuous active membership. Annual is the recommended path — monthly is available if you want to try first, then switch anytime. Seats close when 15 are filled. Joining is by application — short form, quick decision.
Questions
Join Stages
Founder seats close when 15 are filled.
Apply to the Founder Cohort